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Personal Insurance

Insure every aspect of life so you never get caught unprepared.

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What Is Personal Insurance?

To put it simply, personal insurance includes coverage plans for everything that revolves around you. Your home, your car, your health, and everything in between. Personal insurance is broken up into five categories that all have plans, policies, and coverages you can count on. Take the time to go over various plans with your agent so that no matter what life throws at you, you and your loved ones are prepared.

Why Is Personal Insurance Important?

In life, there are good and bad days. And while we hope that the “good” outweighs the “bad,” that is not always the case. When you run into an issue, the last thing you need is added stress when you’ve already been knocked down. Having insurance on your side will only help you in the long run so you can get back up on your feet knowing you are safe and sound.

Home & Property

Builder’s Risk Insurance

While constructing a new building is exciting, it comes with a lot of risks. To ensure that no harm comes to your project, builders risk insurance adds much-needed protection for the builders, property owner, lending institution, and more.


Since condominiums are owned and insured by a separate association, their insurance policies usually cover only the external structure of the unit. With condo insurance, you can protect the interior along with all your valuables.

Crop Insurance

As a farmer, your crops are what keeps this country thriving, which is why it is so important to make sure they are covered under the right plan. With crop insurance, you won’t have to worry if disaster strikes.

Dwelling Fire

Intended for homes that are vacated, rented, or seasonally used, rather than owner-occupied, dwelling fire insurance offers coverage for fire and smoke related damage, explosions, vandalism, wind and lightning damage, and equipment breakdown.


All 50 states are susceptible to earthquakes, and damages caused by these natural disasters are not covered by your homeowner’s insurance. Adding it to your policy provides extra protection for your greatest investment.

Farm and Ranch

Your farm or ranch is a hybrid of home and business, so you need a unique policy to keep it protected from every angle. We can provide policies that protect every farm, from small startups to industrial production growers.


Because homeowner’s insurance doesn’t cover flood damage, your home must be insured under a separate flood policy. Even if you don't live in an area with high flood risk, it's smart to stay protected in case the unexpected happens.


Home insurance is essential for protecting your family, your investment in a house, and helping you recover after disasters. We can help determine which coverage is right for you based on your home’s value and risk factors.

Identity Theft Recovery Coverage

If you suffer identity theft, you will want help through the process of recovering your stolen information, correcting your credit score and personal records, and covering costs associated with the information theft. The right insurance can help.


As a landlord, you’re leaving your property in the hands of strangers. It’s important to protect yourself and your investments from the unpredictable. We can help you get the best coverage for your rental properties.

Mobile Home

Your mobile home is an important asset to you and your family, but its structure makes it more susceptible to loss and damages. Protect your investment by insuring your mobile, manufactured, or modular home with specialized coverage.

Pet Insurance

Pets have doctor bills just like humans do. Pet insurance helps to cover those vet bills, so you can keep your furry friends as healthy and well cared for as possible.


As a renter, you don’t have to worry about protecting the house or property; however, your personal items aren’t covered in the case of theft, natural disasters, or dangerous accidents. We can help protect your assets with renter's insurance.

Umbrella Insurance

If you are someone who could potentially face serious lawsuits, having the extra protection from umbrella insurance could be a real benefit for you. After working so hard to maintain your assets, don’t lose them to a lawsuit.

Vacant Property Insurance

Designed for property that is not currently occupied, this policy is there to add protection against threats to a home when nobody is around to take care of it. These threats can include acts such as vandalism, fire, and theft.

Valuable Items (Jewelry/Fine Arts/Firearms)

Whatever you value, we’re here to help keep it safe. If you own expensive or antique items that have sentimental value, we can help you start the process of insuring them for the future.



Provide for your family even after you're gone. There are several kinds of life insurance, and each is suited for different needs. We can help you find the policy that is right for your financial situation and family.


Grow your funds for the future with an annuity policy that pays out what you want, when you want it. Often used for retirement, annuities provide a way to invest in your future without worrying about taxes.

Children’s Life Insurance

You don’t have to wait to purchase life insurance. When you begin putting back now for your child, they will have better coverage down the road. We can help you create a good foundation for your child.


What happens when your paycheck stops due to a disability? Mortgage, rent, or car payments don’t go away. Rather than use retirement savings early, you can rely on disability insurance to help you cover those large monthly payments.

Final Expense

Nobody likes to think about the possibility of losing a loved one, but having an insurance plan could help you in the future to prevent further pain and grief. Final expense can assist with the burden of funeral costs.

Long-Term Care

It’s good to have financial peace of mind as you naturally age through life. Almost a quarter of Americans will require some sort of long-term care in their lifetimes. We can help you prepare for this possibility.


No one is ever too young to start planning for retirement. The earlier you start saving, the more you’ll have when you reach retirement. From annuities to IRAs, we can help you create the best retirement plan for you.

Short-Term Care

If you become injured and are temporarily disabled, your recovery period may extend beyond sick leave. Give yourself peace of mind with a plan that covers your income during a short-term disability.

Term Life

Get guaranteed coverage for a specific amount of time or to cover specific financial obligations, such as income replacement for your young family or guaranteed coverage of college debts. You choose the term for which you get protection.

Universal Life Insurance

Ideal for estate, special needs, and business planning, this type of policy is a flexible form of permanent life insurance that builds tax-deferred cash value. We can help you determine if universal life is a good fit for you.

Whole Life

Sometimes called "straight life" or "ordinary life," it covers your entire lifetime, helping those you leave behind to deal with expenses and loss of income by building cash value that grows tax-deferred and can be accessed throughout your lifetime.

Medicare Supplements

While Original Medicare is very beneficial, many find that it leaves you with a lot of gaps in terms of out-of-pocket fees. Such gaps can really add up over time, which is why supplemental coverage like Medigap can help.



You rely on your vehicle more than you may realize. Although we can’t promise that no damage will ever happen to your vehicle, we can help you avoid any serious loss by providing you with the right insurance options.

Antique/Hobby Car

Classic cars' age and value predisposes the owner to a lot of risk. They are an investment, and owning one, or many, is probably one of your passions. Secure their value no matter what with the right insurance policy.


Riding a bike is a way of life that has certain risks, no matter if you ride every day or only on special occasions. We can protect you and your motorcycle with specialized coverage for injury, liability, and more.



You want to be sure that you’re protected by insurance no matter what it is you’re driving. ATV insurance can cover vehicles such as snowmobiles, golf carts, and more. Let us help you safeguard your fun.


Whether you’re fishing, sailing or just cruising, boat coverage can insure you and your craft against accidents and injury, external forces, and vandalism. We can help keep your boat protected all season long with the right insurance coverage.


Although taking a road trip is fun and exciting, there are still risks. Your vehicle, whether it's an RV, camper, or motorhome, still needs to be insured in case anything happens to it on the road or when parked.


Motorhomes, airstream trailers, mounted truck campers, and other recreational vehicles experience risks that are unique to them. Owners of RVs can gain peace of mind with insurance that acknowledges and meets their needs.


Traveling can be scary. You could lose your luggage or experience a medical emergency. Travel insurance is there to make sure those things don’t ruin your trip. We can help you get peace of mind to truly enjoy travel.


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